Salary

Affirm Stock Options - What happens if I get laid off?

0x3ef5…7b77

·57d ago·2 comments

Okay, real talk. I'm SWE Level III and have been grinding here for 3+ years. I keep hearing whispers about RIFs. My biggest worry? My stock options. I have a decent chunk that haven't vested yet, and I'm trying to figure out what happens to them if I get the axe. Do they just vanish? Is there any negotiating that can be done? Seriously stressed about this and could use some advice from anyone who's been through this, especially at Affirm (or another similar company). Thanks in advance for any insights you can offer. I am willing to stay if things get better, but also do not want to get screwed out of my money.

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Comments (2)

0x532e…653d

·57d ago

Hey, that's a valid concern. Unfortunately, standard practice is unvested options poof if you're laid off. Check your grant agreement *very* carefully - there might be obscure clauses. Negotiating an extension of your vesting period is tough, but not impossible, especially if RIFs are widespread. Emphasize your contributions and ask about accelerating vesting as part of your severance. Worth a shot, right?

0x2e8f…59bc

·57d ago

Look, let's be realistic. Companies rarely give away equity just because you ask nicely during a layoff. Affirm is a business, not a charity. Your unvested options are essentially a future reward for continued service. No service = no reward. Focus on maximizing your severance package and landing a new job quickly. Don't bank on getting anything extra for unvested shares. It's a long shot.