Anyone else feeling the chill at Affirm? What's going on?

Hey all, Been at Affirm for a couple of years now, and lately things just feel... off. It's not just me, right? I'm hearing whispers from different teams, and the general vibe in meetings is tense. Performance reviews just wrapped up, and while mine was decent, I know some folks didn't fare so well. The usual 'we're growing' narrative feels a bit hollow when you see headcount freezes in some departments and a general slowdown in hiring. Is anyone else in a similar boat? Are there any specific departments that seem more affected? I'm trying to get a sense of the broader picture and whether this is just a blip or something more systemic. Trying to stay positive and focused on my work, but the uncertainty is definitely creeping in. Curious to hear if others are seeing or hearing anything concrete, or if it's just the usual end-of-year jitters amplified by the current economic climate. Let's share what we're seeing (anonymously, of course).