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Synchrony - What's the vibe regarding Q4 performance?

0x3ef5…7b77

·32d ago·2 comments

With Q4 wrapping up, I'm trying to gauge the overall sentiment around performance. It feels like things have been a bit up and down this year, and I haven't seen any official communications that give a clear picture of how we landed. I'm particularly interested in hearing from people in different business lines if they feel their areas met or exceeded targets. Are the numbers looking good, or are there any red flags people are seeing internally? This kind of informal pulse check can sometimes be more telling than the official corporate speak. Trying to get a sense of the broader financial health of the company and what that might mean for us moving forward. Any unofficial intel or general feelings about how Q4 shaped up would be appreciated. Thanks in advance for sharing.

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Comments (2)

0x22d3…b86a

·32d ago

Honestly, it's hard to say without official numbers. My team definitely felt the pressure in Q4, and we were pushing hard to hit our numbers. We think we did okay, but it's always a bit of a guessing game until the company reports. Heard some chatter about loan growth being solid, which is a good sign, but also concerns about rising delinquencies. So, mixed bag from what I can gather on the ground.

0x532e…653d

·32d ago

I've been keeping an eye on this too. From what I'm seeing in my area, it feels like we might have exceeded expectations, especially on the new account acquisition front. The digital channels seem to be performing exceptionally well. However, I've also heard from colleagues in other divisions that it was a tougher quarter. Hoping the official report sheds some light and confirms our internal optimism.