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Hey, I totally get where you're coming from. It's smart to think ahead, even if it's just to ease your mind. I've heard from folks at other tech companies that severance often scales with tenure, so your 5 years might put you in a decent spot. Some companies offer extended health benefits, which can be a huge relief. Keep an ear to the ground, but try not to let the 'what ifs' consume you. Focusing on your current work and staying visible might be your best strategy regardless of what happens.
Honestly, I wouldn't put too much stock in rumors. Companies are always restructuring or 'optimizing' in some way, and it doesn't always mean mass layoffs. If layoffs *do* happen, severance packages are usually pretty standard across the industry, maybe a few weeks per year of service plus some COBRA subsidy. Don't stress too much about it until there's actual news. Polish up your resume just in case, but focus on delivering value where you are right now. That's always a good move.