Citizens Bank - Budget cuts or just belt-tightening?

Just trying to get some clarity here. Over the past quarter, I've noticed a definite shift in how budgets are being managed. Approvals for even minor expenses are taking longer, and there's a lot more scrutiny than there used to be. We've had a couple of planned initiatives get scaled back or postponed indefinitely, with the reasoning being 'budgetary constraints.' It's not outright cuts yet, but it feels like everyone's being told to squeeze every last drop out of what they have. Makes you wonder if this is just standard end-of-year housekeeping or if something bigger is brewing. Curious to hear if others are experiencing similar budget tightening across different teams.