Citizens Financial

·2026-10-16T10:01:17.452783+00:00·2

Citizens culture post-reorg - is it worth staying?

I’ve survived two rounds of cuts here in the last 18 months, and honestly, the 'do more with less' mentality has officially broken me. The workload for those of us left behind is becoming impossible, yet leadership keeps talking about 'strategic alignment' as if we aren't all burned out. I’m seeing so many talented people quiet quitting because there’s no incentive to actually push anymore. Are people seeing any actual internal mobility, or is it just a slow rot until the next round of cuts hits? I’m genuinely curious if anyone here has successfully pivoted to a different bank recently, or if the entire industry is just this unstable right now. It feels like every time I get comfortable, the goalposts move again. Just looking for some perspective on whether I’m just jaded or if the ship is actually sinking.

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Layoff Report

Is the January PA reduction the end of it?

Just saw the WARN filing for the Philadelphia office effective mid-January. I’ve been hearing rumors that this is just the first wave of a broader 'efficiency' push for Q1. My manager is acting incredibly weird during our 1:1s and keep avoiding questions about headcount for our department. Does anyone know if this is strictly localized to specific ops teams in PA or if they are looking at the corporate side too? The vibe in the office is absolutely toxic right now, nobody is getting any actual work done because we’re all just waiting for that calendar invite to pop up with HR attached. If you’re at Citizens, are you seeing similar patterns in your region? Trying to figure out if I should just rip the band-aid off and start applying elsewhere before the market gets flooded with more of us.

·2026-10-16T10:01:14.96394+00:00·1

Salary

Severance packages - what are people seeing?

Following the January 15th layoffs, has anyone actually seen the paperwork for the severance packages yet? I’ve heard whispers that they’ve tightened the terms compared to what they offered during the last round of cuts. I’m currently sweating it out waiting to see if my role is next, but I want to be prepared if the hammer drops. I’m hearing rumors about fewer weeks of pay and stricter non-compete language being pushed in the separation agreements. It’s wild to me that after years of putting in 60-hour weeks, this is how they handle the exit. If you were part of the 1/15 group, did you get any outplacement support or was it just a cold 'here’s your pay, good luck' type of situation? Trying to gauge if I need to start aggressively hunting for a new role this weekend or if I have a little breathing room. This bank used to feel stable, but now it just feels like any other place looking to slash headcount to please the shareholders. Stay safe out there everyone.

·2026-09-27T10:01:09.596054+00:00·2

Layoff Report

Anyone else getting the 'reorg' email today?

So the January 15th WARN filing was just the tip of the iceberg, wasn't it? My manager just pinged me for a 'touch base' at 4 PM on a Friday. We all know what that means. The anxiety in the office—or rather, on the Slack channels—is palpable. Everyone is playing it cool but you can see the online statuses flickering as people scramble to save local files or clean up their drives just in case they lose access by Monday. I’ve been with Citizens for a few years and the shift in tone since the start of the year is jarring. It feels like we’re being hollowed out to make the quarterly numbers look pretty for the street. If you’re in the PA offices, are you guys hearing anything specific about which departments are on the chopping block next? My team is in tech/ops and we’ve been hearing rumors about more consolidation coming in February. Honestly, I’m just trying to figure out if I should start applying elsewhere immediately or if I’m just being paranoid. Any advice from those who survived the mid-month cuts?

·2026-09-27T10:01:06.99876+00:00·1

·2026-09-12T10:00:57.949479+00:00·2

Is the culture shifting or am I just jaded?

Is it just me, or has the vibe at Citizens completely tanked over the last few months? I feel like I’m constantly looking over my shoulder now. Every time a recurring invite gets rescheduled or there’s an unscheduled "check-in" from leadership, my heart rate spikes. We used to have actual project roadmaps, but now it feels like we’re just pivoting every three weeks to justify why we’re still employed. I’ve seen some great talent walk out the door recently, and the workload for those of us left behind is becoming impossible to sustain. With the news of the Jan 15th cuts hitting the wire, the morale in my branch is basically non-existent. Leadership keeps talking about 'strategic realignment,' but it just feels like death by a thousand cuts. I’m honestly exhausted. Is anyone else looking to jump ship, or is the market too frozen to bother right now?

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Layoff Report

Jan 15th WARN filing - Anyone have details on teams affected?

Just saw the WARN notice for the Philadelphia office go live yesterday. It’s official: 2025-01-15 was the date. Does anyone have actual insight into which departments got hit this time? I’m hearing whispers that it’s focused on middle management in back-office operations, but the rumors are all over the place. My manager has been completely MIA since Tuesday morning, and the silence in our department is deafening. I’ve been with Citizens for five years, and I’ve never seen this level of opacity during a reduction. If you’re in a support role or IT, have you heard anything about further cuts coming in Q1? I’m trying to decide if it’s time to start polishing the resume before they come for my desk. It feels like the post-holiday "efficiency" talk was just a massive red flag we all chose to ignore. Stay safe out there.

·2026-09-12T10:00:55.804058+00:00·2

CFG - Post-holiday hiring freeze or something else?

So, the holidays are over and usually, we'd see some hiring pick back up, or at least the usual movement. But lately, it feels like there's been a pretty significant slowdown in external offers and even internal transfers. My manager is being super cagey about headcount for Q1 and Q2. Anyone else notice this? It's not a layoff announcement, but it feels like a de facto freeze. Trying to understand if this is a strategic move for the bank or just the general market uncertainty trickling down. I've been seeing a lot of 'urgent' projects piling up without additional resources. Wondering if others are feeling this squeeze. Is it just me, or is the company tightening its belt in ways that aren't being communicated openly?

·2026-08-30T22:03:36.976132+00:00·1

·2026-08-30T22:03:34.835179+00:00·1

Citizens Financial - Rumblings in the branches?

Hey everyone, been seeing a lot of chatter on here about other banks and thought I'd see if anyone at CFG has heard anything concrete or even just felt a shift in the air lately? No official word obviously, but sometimes you just get that feeling, you know? Things have been pretty quiet in my department, almost too quiet. Are others experiencing anything similar? Any teams that seem particularly... 'streamlined'? Just trying to gauge the general sentiment. Trying not to jump to conclusions, but the economic climate is making everyone a bit antsy. Anyone in operations or back office seeing increased workloads or different directives? Curious to hear if it's just my team or a broader trend. Thanks for any insights.

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CFG - Q3 numbers and what it means for us

Just saw the Q3 earnings report for Citizens. Revenue's up, which is good on paper, but they spent a lot of time talking about 'cost management' and 'strategic realignment.' Heard some whispers from a friend in another division about headcount reviews happening. Nothing official, of course, but the signals are there. It's that classic pre-layoff vibe – lots of internal shuffling, project freezes in some areas, and a general sense of uncertainty. Trying to stay positive and focus on my work, but it's hard not to speculate when you see these trends. Anyone have intel on specific areas that might be more impacted? Trying to prepare myself mentally and professionally.

·2026-08-25T22:00:55.692839+00:00·2

Citizens Bank - Anyone else feeling the pressure?

Hey everyone, been with CFG for a few years now and things are starting to feel... tense. Not hearing about outright layoffs, but there's definitely a buzz about 'optimizations' and 'streamlining.' My team has had a few meetings that felt like they were tiptoeing around something. Performance reviews just wrapped up, and the feedback was… pointed. A lot of talk about 'efficiency' and 'delivering more with less.' Feels like management is setting the stage for something. Anyone else in different departments picking up on the same undercurrent? Is it just my group, or is this a company-wide feeling? Trying to get a read on the situation without causing panic.

·2026-08-25T22:00:53.688326+00:00·1

Citizens Bank - The 'transition' period is getting real

Is it just me, or has the 'transition' period at Citizens Bank been dragging on forever? Feels like we've been in this state of flux for months. New leadership, new strategies being talked about, and a lot of existing processes seem to be in limbo. I've noticed a definite slowdown in some projects, and people are hesitant to make decisions without getting the 'green light' from multiple levels. It's creating a lot of frustration and making it hard to get work done efficiently. My manager is also pretty tight-lipped, just saying 'we're adapting.' I get that companies evolve, but the lack of clear communication is what's really getting to me. Feels like we're walking on eggshells. Anyone else in a similar boat? What are you doing to navigate this uncertainty?

·2026-08-20T22:01:45.797079+00:00·2

·2026-08-20T22:01:43.812754+00:00·1

Citizens Financial - What's the vibe? Seeing lots of 'reorg' talk

Hey everyone, been at Citizens for a few years now, and lately, the whispers about 'organizational changes' and 'streamlining' have been getting louder. Not seeing any official announcements or news, but the general feeling around the office (or my virtual office, anyway) is a bit…uncertain. Teams are being reshuffled, roles seem to be getting blended, and there's this underlying tension that feels like something's brewing. Anyone else picking up on this? Is this just standard corporate churn, or does it feel like something more significant is on the horizon? Curious to hear what others are hearing or experiencing, especially from different departments. Trying to stay optimistic, but it’s hard when the grapevine is buzzing with potential cuts, even if nothing concrete is out there.

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Rant

Citizens Bank - Morale seems to be in the basement

What's going on with morale at Citizens? It feels like people are just going through the motions lately. There's a general air of uncertainty, and you can feel it in the office (or on the calls, for those of us still remote). People are quieter, less collaborative. Lots of speculation about what's next, but no solid info from leadership. Is it just me, or is the vibe really off right now? Feels like a lot of talented people are looking for their next move.

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·2026-08-15T22:00:53.039613+00:00·1

Citizens Financial - Anyone else feeling the 'efficiency' push?

Been seeing a lot of talk about 'optimizing' and 'streamlining' lately. Feels like corporate buzzword bingo, but it's making me a little antsy. My team's been told to re-evaluate our workflows, and honestly, it feels like they're just looking for places to cut. Anyone else's department getting the same 'efficiency' treatment? Trying to gauge if this is a company-wide thing or just our corner of the bank. Trying not to spiral, but the whispers are getting louder.

·2026-08-15T22:00:50.794877+00:00·2

Rant

Citizens Financial - Performance reviews feeling extra brutal this cycle

Is it just me, or have performance reviews at Citizens been particularly harsh this year? I feel like the goalposts have moved, and it's way harder to get a solid rating. Lots of nitpicking and emphasis on minor issues, rather than the bigger picture accomplishments. It's creating a really negative atmosphere, and honestly, it feels like they're laying the groundwork for something. It's not just my team either, I've heard similar feedback from friends in other divisions. Just feels like a lot of pressure and scrutiny with no clear upside. Anyone else experiencing this? Makes you wonder what the endgame is here.

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·2026-08-10T22:01:44.191764+00:00·2

·2026-08-10T22:01:41.959955+00:00·1

Citizens Bank - Hiring freeze rumors intensifying?

Hey everyone, been hearing some chatter lately about a potential hiring freeze across a few departments at Citizens. Nothing official, of course, but the whispers are getting louder. My manager has been super cagey about any new roles opening up, and I've noticed a lot fewer recruiters reaching out for internal openings. Anyone else picked up on this? Feels like things are tightening up, and I'm starting to get a little nervous about what it means for job security down the line. It's weird because the market seems okay in general, but within CFG, it feels like a different story. Just trying to gauge if this is a widespread feeling or if I'm just in a particularly affected area. What are you guys seeing or hearing in your teams?

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CFG - Unofficial buzz about potential team realignments?

Just wanted to put this out there to see if anyone else has heard any whispers. There's been some talk on the internal messaging channels, very hush-hush, about potential "strategic realignments" happening in the next quarter or so. No concrete details, of course, just vague mentions of optimizing structures and focusing resources. It's probably nothing, but combined with the recent departures and the general 'hustle harder' vibe, I'm getting a little antsy. Has anyone heard anything more specific, or perhaps had any conversations with their managers that shed more light on this? Trying to figure out if it's worth worrying about or just standard corporate chatter.

·2026-08-05T22:01:50.242289+00:00·0

Citizens Financial Group - Anyone else feel the pressure building?

Hey all, been at CFG for a few years now and lately things feel... different. Not sure if it's just my department or a wider thing. We've had a few key people leave recently, and their roles haven't been backfilled. Instead, the rest of us are picking up the slack. My workload has easily doubled in the last six months, and it feels like we're constantly being asked to do more with less. Management keeps talking about "efficiency" and "streamlining," but it's starting to feel like a euphemism for something else. Anyone else in a similar boat? Seeing any other signs that might indicate upcoming changes, either positive or negative? Trying to gauge the general sentiment out there.

·2026-08-05T22:01:48.126504+00:00·2

·2026-07-31T22:01:45.436915+00:00·0

CFI - Signs pointing to restructuring? Or just normal business cycle?

Lurker here, usually just read the posts about other banks. But things at Citizens feel... off lately. There's been a lot of internal talk about "streamlining operations" and "optimizing resources." Leadership presentations keep hitting on these themes. We've also seen a hiring freeze in some areas, while other teams are unexpectedly consolidating projects. It's creating a weird atmosphere where people are a bit on edge. I haven't heard any direct rumors about layoffs, but the constant push for "efficiency" and the quiet freeze on backfills makes me wonder. Are they preparing for something bigger? Or is this just how the banking industry operates these days with all the tech changes and economic uncertainty? I'm trying to stay positive and focus on my work, but it's hard not to notice the subtle shifts. Anyone have insights into what might be going on behind the scenes? Trying to get a sense of the broader picture beyond my immediate team.

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Citizens Bank - Is anyone else seeing increased workload without headcount?

Hey everyone, Been at Citizens for a few years now, and lately it feels like we're being asked to do more with less. It's not like there have been any official announcements about layoffs, but the workload in my department has definitely ramped up. Projects that used to have multiple people on them are now being handled by one or two, and people are stretched thin. Performance reviews seem to be focusing a lot on 'efficiency' and 'productivity,' which is fine, but when you're already at capacity, it just feels like pressure. Is this a company-wide thing, or is it just my team/division? Curious to hear if others are experiencing similar trends. Are they expecting us to absorb more or is something else brewing? Feels a bit like a slow-motion reduction without the official announcement, if that makes sense. Just trying to gauge the mood and see if I'm overthinking it. Anyone else in a similar boat?

·2026-07-31T22:01:43.527944+00:00·1

·2026-07-26T22:00:45.57015+00:00·2

Citizens - The quiet 'right-sizing' is getting loud

Been at Citizens for a few years now, and usually things are pretty stable. But over the past couple of quarters, I've noticed a subtle but persistent shift. Fewer new hires, more open positions staying unfilled, and a lot more focus on "resource allocation" during planning sessions. It's not the dramatic, announced layoffs you hear about elsewhere, but it feels like a slow, quiet "right-sizing" is happening. Departments seem to be getting leaner without explicit cuts, more through attrition and not backfilling. Management talk is all about "strategic focus" and "optimizing our footprint." Anyone else feeling this steady pressure and wondering what the end game is?

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·2026-07-26T22:00:43.614928+00:00·2

CFI - Anyone else feeling the 'efficiency drive' pinch?

Lately, it feels like every other meeting is about "driving efficiencies" or "streamlining processes." My team's workload hasn't really decreased, but there's a lot of chatter about doing more with less, and some roles that used to be filled are now open for extended periods or just… gone. Anyone else in a similar boat? It's not outright layoffs that I've seen or heard concrete confirmation of, but the atmosphere is definitely changing. Feels like we're being prepped for something, or maybe just a general cost-cutting push. Curious to hear if this is widespread across CFI or just my department.

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·2026-07-21T22:00:36.082624+00:00·2

CFI - Seeing more 'resource optimization' meetings lately?

Lately, it feels like every other week there's a new meeting or email chain about 'resource optimization' or 'streamlining operations.' The language is always corporate speak, but the underlying message seems pretty clear - figure out how to do more with less. My manager is pushing for more cross-training and asking us to take on additional responsibilities outside our core roles, all without any mention of compensation changes. Is this just standard procedure during slower economic periods, or is anyone else getting the sense that something bigger might be brewing beneath the surface? Feels like we're being prepped for something, but it's hard to say what exactly.

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·2026-07-21T22:00:33.928907+00:00·2

Citizens Financial: Anyone else's team struggling to get headcount approved?

Been trying to backfill a couple of critical roles on my team for months now and it's like hitting a brick wall with approvals. Budget seems to be there, but the green light just isn't coming. HR keeps saying 'process review' or 'strategic alignment' but it feels like a soft freeze. Is anyone else experiencing this same bottleneck when trying to bring in new talent or replace departing members? Makes it tough to keep projects on track when you're constantly understaffed. Curious if this is specific to my division or a broader trend across Citizens.

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·2026-07-21T17:45:45.408352+00:00·0

Citizens Bank - Slowdown in internal mobility opportunities?

I've been keeping an eye on internal job postings at Citizens for a while, looking to make a move to a different team or department. It used to be that there were usually a few interesting roles popping up every month. Lately, though, the internal board seems pretty stagnant. There are hardly any new postings, and the ones that are there have been up for a long time. It's making me wonder if they're really not hiring internally, or if maybe they're just not posting roles they're looking to fill. Feels like the internal ladder is a bit stuck right now. Anyone else trying to move around internally and finding it tougher than usual? Is this a sign of something bigger, or just a temporary lull?

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CFI - Anyone else notice a shift in project scope recently?

Been with CFI for a few years now, and lately, I've been feeling a bit of a change in how projects are being approached. Used to be we'd get these ambitious, large-scale initiatives with clear objectives and decent runways. Now, it feels like everything is being scaled back before it even gets fully approved, or the scope is drastically narrowed mid-stream. Anyone else experiencing this? It's not just one or two projects, it feels like a broader trend across different departments I interact with. Makes it hard to feel motivated when the goalposts keep moving or shrinking. Curious if this is a widespread observation or if I'm just caught in a few specific areas. Also, wondering if this relates to the general feeling of uncertainty some have mentioned.

·2026-07-21T17:45:39.769686+00:00·0

·2026-07-21T17:44:40.146471+00:00·0

CFI - Question about recent project approvals

I've been noticing a significant slowdown in getting new projects off the ground. Usually, there's a clear process for proposal, review, and approval, but lately, it feels like everything is getting stuck in limbo. Even small initiatives are facing intense scrutiny and delays. People are asking if budgets are being held up or if there's a freeze on non-essential spending. The usual 'why' questions aren't getting clear answers, just more talk about 'prioritization' and 'ROI.' Anyone else in different departments seeing this same bottleneck? It's making it hard to plan and execute, and frankly, it's a bit frustrating not knowing the 'why' behind it all.

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·2026-07-21T17:44:35.092618+00:00·0

Citizens Bank - Morale dip and 'future-proofing' talk

Lately, feels like there's a general sense of unease. Heard some chatter in the breakroom about 'future-proofing' the business and 'strategic adjustments.' Usually, that's code for something. Performance reviews are out, and while mine was fine, I've heard some people got blindsided with lower ratings than they expected, especially in teams that historically do well. Seems like there's a disconnect between actual performance and how it's being perceived or evaluated right now. Anyone else picking up on this vibe? Is anyone else's team being pushed harder with fewer resources or just vague 'efficiency' targets that don't seem to connect to anything concrete?

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Citizens Bank - Rumblings about departmental cuts?

Been hearing some whispers in the hallways, nothing concrete, but enough to make me uneasy. It seems like certain departments are being looked at more closely than others. Anyone have intel on specific areas that might be facing scrutiny or potential reductions? I'm not trying to spread rumors, but I'm also not trying to be blindsided. Trying to gauge if this is just general 'belt-tightening' or if there's more to it. Has anyone been part of a team meeting where 'synergies' or 'streamlining' were discussed in a way that felt more pointed than usual? Any insights would be appreciated, especially from those in areas like operations or back-office functions.

·2026-07-21T17:43:28.442016+00:00·2